LegislationThe creation of the United States Environmental Protection Agency was one of the most important outcomes of the first Earth Day. This agency was established by President Richard Nixon and Congress to repair damage done to the environment and to establish guidelines that would ensure clean water, air, and land for America. Other landmark legislation inspired by the first Earth Day includes the Clean Water Act, Clean Air Act, and—a few years later—the Endangered Species Act.
ResourcesEPA’s Earth Day Take Home Kit provides tips you and your family can use to protect your home and environment while celebrating Earth Day. The UNT Libraries have provided some resources to help you identify library materials related to Earth Day:
- Environmental Films lists environmental films available from the UNT Media Library.
- Go Green: Earth Bound Collection lists books with an environmental theme available at the UNT Libraries or online. Several of these books are available from the April Monthly Books Display on the New Books shelf in Willis Library.
EventsHere are some opportunities for participating in Earth Day this year. Although Earth Day officially takes place on April 22, related activities may occur on other days close to that date.
- UNT’s Earth Week celebrations begin on April 21, 2014.
- Denton Earth Day Events lists several environmental events and activities that are occurring in or around Denton, Texas.
- Earth Day Texas is a free two-day outdoor festival that promotes environmental awareness and activity among residents of the north Texas area. It will take place on April 26 and 27 in Fair Park.
- Earth Day Network coordinates Earth Day events and other activities to promote environmental awareness and action all over the world. Included on their Web site is a list of featured Earth Day Events Worldwide.
- NASA invites you to take part in a world-wide #GlobalSelfie event. On April 22, 2014, go outside and take a selfie to show where you are on Earth Day, and NASA will compile the photos into a mosaic image of Earth built out of everyone’s photos.
The Portal to Texas Historyhttp://texashistory.unt.edu/ This collaborative program gives students, teachers, researchers, and lifelong learners free online access to a plethora of priceless resources held by participating libraries, museums, archives, historical societies, and private collections throughout the state of Texas. Ceaselessly growing, the Portal already contains close to three million digital files and receives around 290,000 hits every month. Here you can find digital reproductions of every kind of historical treasure: not just books and other documents, but also photographs, maps, letters, newspapers, and miscellaneous realia such as Texas trade tokens. The Portal’s Resources4 Educators pages provide lesson plans and other educational materials that comply with the Texas Essential Knowledge and Skills (TEKS) standards established by the State Board of Education. Many items from the Portal that are especially relevant to students and classroom teachers are highlighted here.
The Handbook of Texashttp://iii.library.unt.edu/record=b1267093~S12 This multidisciplinary encyclopedia, published by the Texas State Historical Association (TSHA), is the most comprehensive and authoritative single-stop source of information on Texas history, geography, and culture. In its earliest form, The Handbook of Texas was a two-volume encyclopedia developed over twelve years and published in 1952. Conceived by the eminent historian and TSHA president Walter Prescott Webb, it was a joint project of the TSHA and the history department at The University of Texas, where Webb was also a faculty member. The primary responsibility for directing and editing was assigned to H. Bailey Carroll, who was the associate director of TSHA and also a faculty member at The University of Texas. A third, supplementary volume was added during the U.S. Bicentennial in 1976. The New Handbook of Texas was published in 1996 after thirteen years of preparation. Representing the combined labor of over 3000 authors, editors, and reviewers, its six massive volumes contain well over 23,000 articles, including detailed histories of every county and all the major cities in Texas and over 7000 biographies of famous and lesser-known Texans. Of particular value is the large amount of information on the African-American and Mexican-American communities in Texas and on the contributions of women and women’s organizations to Texas history and culture. The Handbook of Texas Online went live on the Internet in 1999. It contained the complete text of the print edition of The New Handbook of Texas, with all the corrections that had been incorporated into the Handbook‘s second printing, plus about 400 articles that had not been included in the print edition because of space limitations. The Handbook of Texas Online contains over 25,000 articles and continues to receive updates as new information becomes available. Each article includes a bibliography of sources and a full citation to the article in Chicago style.
Texas Almanachttp://iii.library.unt.edu/record=b2233264~S12 From its first edition, published by The Galveston News in 1857, to its current incarnation, the Texas Almanac has evolved from a series of pamphlets published once a year and focusing on Texas history and the workings of state government to an invaluable quick-reference tool, published in paper and online by the Texas State Historical Association and containing a wealth of data on resources, industries, commerce, history, government, population, and other subjects relating to the political, civic, and economic development of Texas. An archive of Texas Almanacs from 1857 to 2009 is available to the public online and free of charge through the Portal to Texas History. Issues of the Texas Almanac from 2010 to the present are available online through a subscription service or at various public and college libraries, including the University of North Texas Libraries. Paper copies are also available at various public and college libraries, although the specific holdings will vary by institution. Contact the UNT Government Documents Department if you would like more information about how to use the paper copies or the online versions of these invaluable Texas informational resources. Article by Bobby Griffith.
LiteratureFour Dubliners—Wilde, Yeats, Joyce, and Beckett: Richard Ellmann was a widely-respected American literary critic who wrote important biographies of several Irish authors. In 1982, he gave a series of lectures at the Library of Congress discussing the lives and careers of four of Ireland’s most important authors: Oscar Wilde, William Butler Yeats, James Joyce, and Samuel Beckett. The lectures were originally published separately in four tiny books, and then in 1986 they were revised and brought together in this collection, which also points out some intriguing connections among these authors. Audio recordings of the original lectures are available at the Library of Congress.
Music“Irish ethnic recordings and the Irish-American imagination,” in Ethnic Recordings in America: A Neglected Heritage: The American Folklife Center was established by Congress in 1976 “to preserve and present American folklife.” Their first major public event was a conference discussing sound recordings of various ethnic musical traditions in the United States. The presentations at that conference became the basis of a 1982 book. Irish-American folklorist and musician Mick Moloney’s chapter on Irish recordings explores several strains of Irish-American music, including works by Irish-American composers trained in the western European classical tradition, vaudeville comedy numbers and similar “stage-Irish” songs, traditional Irish dance tunes, and hybrid forms that combine these strains with traits of American popular music. He also discusses the surge of American interest in Irish folk music during the 1960s and 70s that was stimulated by the popularity of Irish performers such as the Clancy Brothers and Tommy Makem. If It Wasn’t for the Irish and the Jews: Irish and Jewish Influences on the Music of Vaudeville and Tin Pan Alley: In 2009, Mick Moloney gave an illustrated talk on a largely forgotten, yet highly influential, period in American popular music. This Web site provides a summary of the lecture and a recording of the Webcast. Irish Tin-Whistle Instruction Books: A Bibliography: The tin-whistle, also known as the penny-whistle, among other names, is inexpensive (although it does cost a bit more than a penny!) and easy to play, making it one of the most popular instruments for playing traditional Irish folk music. This historic reference aid from the American Folklife Center lists several instruction books that were published in the 1970s in Ireland, the United Kingdom, and the United States.
Food“Whole-Wheat Irish Soda Bread,” from The Eating Well Diabetes Cookbook: This healthy adaptation of a traditional Irish recipe comes from a commercial publication, but is made available online free of charge, courtesy of the U.S. Army Medical Department’s Fox Army Health Center. Colcannon Soup with Oven-Roasted Kale: This delicious soup recipe, inspired by a traditional Irish dish combining mashed potatoes with cabbage or kale, appears on the Web site of the Defense Commissary Agency (DeCA), which operates a worldwide chain of commissaries that provide groceries to military personnel, retirees, and their families. Article by Bobby Griffith. Photo credit: Folklorist and musician Mick Moloney receiving America’s highest honor in the folk and traditional arts, the NEA National Heritage Fellowship, from then First Lady Hillary Clinton in 1999 (American Folklife Center).
Historical BackgroundBenjamin Franklin is credited with first conceiving the idea for a daylight-saving law, which he proposed (perhaps as a joke) in an anonymous and humorously-worded letter to the editor published in the Journal de Paris in 1784. The first serious proposals for such a law came from the entomologist/astronomer George V. Hudson in New Zealand in 1895 and 1898, and from the builder William Willett in England in 1907. (Willett, incidentally, was the great-great-grandfather of Chris Martin of Coldplay, the band responsible for the songs “Clocks” and “Daylight.”) Franklin’s whimsical idea was not taken seriously in the United States until Congress passed the Standard Time Act of 1918 to economize on fuel during the First World War. By then, several European countries had already adopted some version of a daylight-saving law. The law turned out to be quite unpopular in the U.S., especially among farmers, who found it unnatural and disruptive, and it was abolished immediately after the war. It was reinstated during the Second World War, then abolished again after that war, then reinstated inconsistently by various state and localities. It has been a continual source of controversy up to the present day. A 2007 Congressional Research Service Report for Congress summarizes the contentious history of this law over the decades.
ObservanceThe latest version of the law was implemented in 2007 as Section 110 of the Energy Policy Act of 2005. Under current law, Daylight Saving Time (DST) is observed in the United States from 2:00 a.m. on the second Sunday in March until 2:00 a.m. on the ﬁrst Sunday in November, theoretically saving energy during the longer days and keeping children safe (and candy companies in business!) during the prime trick-or-treating hours of Halloween. A few U.S. states and territories do not observe DST:
- Arizona (except for the Navaho Nation, which does observe DST)
- American Samoa
- Puerto Rico
- The Virgin Islands
ControversiesAmong the advantages that have been imputed to DST are that it saves electricity and the money spent on lighting during the evening hours; it offers more daylight hours for recreation after our jobs, studies, or chores and encourages people to spend more time exercising and socializing; it stimulates tourism and business; and it reduces crime and traffic accidents during the evening hours. Opponents to DST have objected that changing the clocks twice a year is inconvenient, unnatural, and confusing; the extra cost of air-conditioning at night negates any savings in reduced lighting; the extra driving drives fuel-spending up and generates pollution; the extra hour of darkness in the morning leads to more traffic accidents and endangers children on their way to school; and the jolt to our inner circadian clocks is unhealthy. Many of these assertions for and against have been based more on hunches than on proven facts, but there have been several studies of the effects of daylight-saving laws in various places around the world. A 1975 study by the U.S. Department of Transportation indicated that extending DST from a six-month period to an eight-month period might have modest benefits in the areas of energy conservation, traffic safety, and reduced violent crime, although their conclusions were not asserted with much confidence. A 2005 report by the U.S. Department of Energy indicated a small savings in electricity during the daylight saving period, while a study of daylight saving time in Indiana suggested that a reduced demand for lighting is negated by an increased demand in electricity for heating and cooling, especially in the southern states. Perhaps most disconcertingly, several studies have shown that there is a spike in the rate of heart attacks, and even a rise in the rate of suicides, following the spring time shift. A recent telephone survey showed that the number of Americans who believe that the advantages of daylight saving time are worth the trade-offs may be dwindling, but a White House petition to have the law abolished expired before receiving enough votes to elicit a response. For now, it seems, the law—and the controversy—will continue.
Would You Like to Know More?The National Institute of Standards and Technology (NIST) has answers to several frequently asked questions about Daylight Saving Time, as well as information about the current DST rules. The U.S. Naval Observatory has compiled a chart showing the beginning and ending dates of Daylight Saving Time (which they call Daylight Time) from 2006 to several years from now. For a list of government documents and other publications at the UNT Libraries related to daylight saving time, search the subject heading “daylight saving” in the Library Catalog. More titles can be found in the Library of Congress catalog. Visit the Daylight Saving Time WebExhibit to learn more about the history of daylight saving time, about the reasons for it and the controversies surrounding it, and about how other countries around the world observe—or don’t observe—Daylight Saving Time, often referred to as Summer Time outside the United States. Timeanddate.com also has a helpful compilation of information on their Daylight Saving Time—DST page, including tips on how to minimize the health risks encountered when we shift the clocks forward, and a chart summarizing how DST is observed around the world. Article by Bobby Griffith. Photos from Library of Congress: http://www.loc.gov/pictures/item/2002722591/ and http://www.loc.gov/pictures/resource/hec.13949/
The art of taxation consists in so plucking the goose as to obtain the largest possible amount of feathers with the smallest possible amount of hissing.We can’t guarantee that you won’t feel like a plucked goose when you file your tax return this season, but here are a few suggestions on your options for filing and for obtaining assistance in undertaking this annual onus:
Filing ElectronicallyMore than 80 percent of taxpayers now opt for the convenience and speediness of filing their tax returns electronically.
Free FileIf you are one of the 70 percent of Americans who made $58,000 or less last year, you are eligible to access brand-name tax preparation software or fillable online forms through the IRS Free File service to prepare and file your federal tax return online for free. Even if you made more than that, you are still allowed to use the fillable, electronic versions of the forms.
Tax Preparation SoftwareA number of commercial software programs are available for purchase to help you prepare your tax return and file it electronically. The IRS does not endorse or approve any of these companies, but if you’re not sure which one to use you can find reviews of the top seven tax software options at About.com.
Commercial Tax PreparersYou can pay a tax preparer in your local community to prepare and/or file your taxes online for you. They’re not always identifiable by Uncle Sam or the Statue of Liberty waving in front of the building, but you can enter your ZIP Code in the IRS Authorized IRS e-file Provider Locator to get a list of the nearest commercial tax preparers in your location who are authorized to file your taxes electronically.
Filing by MailDo you prefer the old-fashioned paper tax forms? You can still use them! Tax forms, instructions, and publications can be obtained online at www.irs.gov or ordered over the telephone by calling 1-800-829-3676. For direct access to U.S. federal tax forms and publications, visit the IRS Forms and Publications page. At this site, you can scroll through a list of current IRS publications, select the document you need, and print it. You can also obtain forms and publications for prior years, and there are some accessible forms and publications to accommodate people who use assistive technology or require accessible formats such as braille or large print. Denton residents can still obtain many of the most popular tax forms, instructions, and publications in paper format, free of charge, at the Denton Public Library and at the downtown post office at 101 E. McKinney St. The IRS Web site has instructions on where to file paper tax returns once they are filled out.
Need Help Filing?Please don’t ask librarians tax law questions—they’re not tax law specialists. Instead, call the IRS at 1-800-829-1040 for answers to your tax questions. There are also several programs that provide free assistance with filling out and filing U.S. income tax forms:
VITA (Volunteer Income Tax Assistance)The IRS VITA (Volunteer Income Tax Assistance) Program offers free tax help to people who earn less than $52,000. IRS-certified volunteers provide free basic income tax return preparation with electronic filing to qualified individuals in local communities. They can inform taxpayers about special tax credits for which they may qualify, such as Earned Income Tax Credit, Child Tax Credit, and Credit for the Elderly or the Disabled. VITA sites are usually located at community and neighborhood centers, libraries, schools, shopping malls, and other convenient locations. Denton County residents who qualify can get tax help from United Way’s VITA members at selected times and locations during the weeks before April 15 to help them fill out their forms and answer tax related questions. Be sure to bring the materials listed on the United Way VITA page. The IRS and U.S. Armed Forces have a strong VITA Program for eligible military members and their families. To help members of the Armed Forces make wise tax decisions, the IRS has prepared a compilation of Tax Information for Members of the Military. Military tax programs are overseen by the Armed Forces Tax Council , which consists of tax program coordinators for the Marine Corps, Air Force, Army, Navy, and Coast Guard.
TCE (Tax Counseling for the Elderly)The Tax Counseling for the Elderly (TCE) Program offers free tax help to taxpayers who are 60 and older and specializes in questions about pensions and retirement issues unique to seniors. Most of the TCE sites are operated by the AARP Foundation’s Tax Aide Program. To locate the nearest TCE site or AARP Tax-Aide site and to find out if you qualify, use the AARP Site Locator Tool or call 888-227-7669 from January to April. During other months, call 1-800-829-1040 to find the VITA/TCE location and hours nearest your home.
Self-Help Tax PreparationIf you have a simple tax return and just need a little help or don’t have access to a computer, you can visit one of the participating VITA/TCE tax preparation sites, and an IRS-certified volunteer will guide you through the process.
Become a Volunteer and Make a Difference!You can receive training in tax preparation and make a difference in your community by volunteering with the VITA or TCE programs. If you’re interested, send your contact information using the VITA/TCE Volunteer Sign Up form, and be sure to indicate the city and state where you would like to volunteer. Your information will be forwarded to the sponsoring organizations in your area for further contact.
TAS (Taxpayer Advocate Service)The Taxpayer Advocate Service (TAS) is an independent organization within the IRS that helps taxpayers resolve problems with the IRS and recommends changes that will prevent the problems in the future. If you’ve had problems with the IRS that you haven’t been able to get resolved, the Taxpayer Advocate Service (TSE) may be able to help. Qualifying taxpayers who request assistance receive personalized service from a knowledgeable taxpayer advocate who will listen to their problems, help them understand what needs to be done to resolve the problems, and stay with them every step of the way until those problems are resolved.
Contacting a TAS AdvocateYou can find the address and phone number for your local Taxpayer Advocate Service office on the TAS Web site. Other ways to reach a TSE advocate:
- Call the TSE toll-free line at 1-877-777-4778
- Fill out Form 911, Request for Taxpayer Advocate Assistance, which is available by phone at 1-800-829-3676, or online at www.irs.gov
- Ask an IRS employee (in person or over the phone) to complete the form for you
National Taxpayer Advocate (NTA) Reports to CongressThe leader of TAS, the National Taxpayer Advocate, submits a Report to Congress twice a year.
- The Annual Report, delivered each January, summarizes the 20 most serious problems encountered by taxpayers during the previous year, makes legislative and administrative recommendations for resolving those problems, and examines that year’s most frequently litigated issues.
- The Objectives Report identifies the priority issues TAS will focus on during the upcoming fiscal year.
- This year the National Taxpayer Advocate has also issued a Special Report that examines the IRS’s history of using questionable criteria to screen organizations that have applied for tax-exempt status.
Tax Reform Suggestion BoxTo further a dialogue about tax reform, TAS has established a Tax Reform Suggestion Box to receive taxpayers’ suggestions for tax reform. Take this opportunity to let your voice be heard! You can also Read Some Suggestions that other taxpayers have made. And finally, here’s one last bit of (apocryphal) tax advice from an unnamed IRS Auditor:
The trick is to stop thinking of it as your money.Article by Bobby Griffith
Romances and Love StoriesThe National Library Service for the Blind and Physically Handicapped (NLS) is a subagency of the Library of Congress that lends books and magazines in the form of sound recordings or braille publications to eligible U.S. residents or U.S. citizens living abroad. Although they don’t provide music recordings, music scores are available in braille or large print editions, and instructional materials are available in audio format for learning to play various instruments. Romances and Love Stories is an annotated bibliography of selected romance novels available from the NLS. The lists are divided into five categories, with a plot synopsis provided for each book (which might give you some ideas for writing your own romance novel!). If you’re not disabled you won’t qualify to borrow the books from NLS, but these are commercially-published books, many of which are readily available from public libraries and bookstores. These are the categories:
- Prolific Authors (authors who have five or more works listed)
- Gothic Romances (featuring a threat to a naïve heroine and frequently a gloomy, isolated setting)
- Regency Romances (set in England during the Regency period of 1811–1820 and usually a comedy of manners with a plot and style reminiscent of Jane Austen)
- Harlequin Romances (uplifting escapist fare featuring realistic, relatable women and strong, deeply desirable men)
- More Romances (a catch-all for anything else in the romance novel genre)
Mary Queequeesue’s Love StoryIn 1972 the Northwest Regional Educational Laboratory (now Education Northwest) developed a community-based reading and language arts program especially for Indian children. Funding came from the National Institute of Education (a federal agency later replaced by the Office of Educational Research and Improvement, which was itself replaced by the Institute of Education Sciences). Out of this program came the Indian Reading Series of stories relevant to Indian culture, written by local Indian authors and illustrated by Indian artists. Mary Queequeesue’s Love Story, one of the titles in this series, tells the story of Mary Queequeesue, who loses her husband to a younger woman. An elderly medicine woman helps her perform a ritual to bring him back, and eventually everyone lives happily ever after. It’s an engrossing, culturally authentic story, although some parents and teachers might find it rather steamy stuff for a children’s picture book—maybe a little too educational! An accompanying teacher’s manual and activity cards are provided to help explain the cultural references.
Love Goes WestThe Federal Theatre Project was an ambitious effort by the FDR administration to provide jobs for theatre professionals during the Great Depression of the 1930s. Established under the Works Progress Administration (WPA) in 1935 and lasting until 1939, when its funding was terminated, the FTP was responsible for several remarkably inventive theatrical productions and employed thousands of actors, directors, playwrights, designers, vaudeville artists, and stage technicians.
Love Goes West is one of many scripts that were written by playwrights hired by the FTP. A brief vaudeville skit with a twist ending, it tells the story of several cowboys in the old west fighting violently over the new schoolmarm, who is the first woman they’ve seen in years. It includes a full script and a set design. This rare work is not currently available online, but a copy is available for checkout from the UNT Libraries Government Documents Department. Ask for it at the Third Floor Service Desk in Willis Library.
The Cut Paper Heart Forever StampSince 1973, the United States Postal Service has issued every year about this time a new limited-edition commemorative stamp on the theme of love, affectionately known as the Love stamp. The Cut Paper Heart Forever Stamp is this year’s Love stamp. It was designed by USPS Art Director Antonio Alcalá and features a digital illustration by Q. Cassetti inspired by the traditional folk-art of Liebesbriefe (“love letters”). Predecessors of the modern-day valentines, these were ornately cut and painted love letters fashioned by utilizing the traditional folk-art of Scherenschnitte (“paper cutting”) brought to the U.S. by German immigrants. You can obtain the stamp at your local U.S. post office, or see the USPS Web site for a description of the stamp and information on ordering the stamp and related philatelic products. You can view the limited-edition Cut Paper Heart Forever Stamp, as well as a preview of many of this year’s other stamps, on Facebook, Twitter, and the USPS Stamps Web page. Follow #lovestamp on Twitter and tweet your favorite love moments inspired by the Love stamp! Article by Bobby Griffith
The Congressional Budget OfficeThe Congressional Budget Office is a nonpartisan agency that produces objective, impartial analyses of budget-related and economic issues to guide the Congress during the budget-making process, alerting members to the impact that current and proposed legislation and policies can be expected to have. The CBO makes baseline projections of the economy under current laws and provides estimates of the likely effects of proposed changes in policy, but they stop short of making any actual recommendations.
The Budget and Economic Outlook: 2014 to 2024This week the CBO presented their latest report on the Budget and Economic Outlook for the 10-year period used in the Congressional budget process, and they had some good news and some bad news.
The Federal DeficitAccording to their report, the federal deficit is expected to shrink to $514 billion in 2014. This would be equal to 3 percent of the nation’s total economic output, or Gross Domestic Product, which is typical for the last 40 years. $514 billion sounds like a lot of money, but contrast it with the $1.4 trillion deficit the government had in 2009 and it looks pretty good. Things will look even better as the deficit continues to decline during 2015 to about $478 billion, or 2.6 percent of the GDP. The rest of this 10-period doesn’t look so rosy, however. If current laws remain in place, federal revenues are expected to keep pace with the GDP, but expenditures will grow more rapidly as the population ages and more money is spent on Social Security, federally subsidized health care programs, and rising interest payments on the national debt.
The National DebtThe national debt is projected to reach 74 percent of the GDP by the end of the year, rising to 79 percent by the end of 2024. The CBO warns that this level of debt is “very high by historical standards.” Such an enormous national debt can put a damper on economic growth, reduce the flexibility legislators have to deal with unexpected challenges as they arise, and eventually could lead to a fiscal crisis.
UnemploymentThe unemployment rate is expected to drop gradually, falling below 6 percent in 2017 and dropping to 5.5 percent by the end of 2024. This is an improvement, but still disappointing compared to the rate of 4.8 percent in 2007, and is well below the average rate of recovery after a recession. A separate CBO report issued on the same day as the budget and economic outlook discusses the reasons for the slow recovery of the labor market and makes some very tentative projections.
Insurance Coverage Provisions of the Affordable Care ActThe CBO has made updated estimates of the insurance coverage projections of the Affordable Care Act and predicts that the glitches that kept people from enrolling in the exchanges for the first few months of the exchange period will cause total enrollment to fall below what was estimated earlier, but not by much, and last-minute enrollment by people wishing to avoid a penalty could still bring the enrollment close to the original prediction (or maybe not—they’re very noncommittal), and within the next couple of years enrollment is expected to rise sharply as people become more familiar with their options. The Risk Corridor Program, which reduces the amount of financial risk to insurers that sell plans in the first years of the exchanges, is expected to bring in a net surplus to the Treasury of $8 billion by the end of 2017. This is considerably better news than the CBO’s earlier prediction that the Risk Corridor Program would just break even. Premiums for insurance policies bought through the exchanges are also expected to cost about 15 percent less than previously anticipated.
Labor Market Effects of the Affordable Care ActThe CBO has revised its earlier estimates of the labor market effects of the Affordable Care Act, but warns that its estimate is “subject to substantial uncertainty” because of a lack of information to base its projections on. Several features of the ACA, however, are expected to result in workers voluntarily reducing their hours or leaving the labor force entirely. For instance:
- Some workers will retire earlier because they don’t need to work to keep their health insurance.
- Some people may choose to work part-time, knowing that they now have the freedom to do so without losing their health insurance.
- Some currently unemployed or low-wage workers may be actually be discouraged from working when they find out that their federal health insurance subsidies drop and their net taxes increase as their income rises.
Would You Like to Know More?Douglas Elmendorf, Director of the CBO, gave testimony before the House Budget Committee on the budget and economic outlook, summarizing and clarifying the findings for Congress. This report and related data, reports, and other materials are available on the CBO Web site. All CBO products except for informal cost estimates for legislation being developed privately by members of Congress or their staffs are available to the Congress and the public on the CBO Web site. Article by Bobby Griffith.
Every man must decide whether he will walk in the light of creative altruism or the darkness of destructive selfishness. Life’s most persistent and urgent question is what are you doing for others?Article by Bobby Griffith